Credit Analyst

Job Description

We are looking for a Credit Analyst to join Inbank's dynamic team. As a Credit Analyst, you will be responsible for collecting, compiling, and analyzing credit information for various commercial credit requests. Your role will involve collaborating closely with Customers, Bankers, Portfolio Managers, and Credit Administration to support the portfolio monitoring and lending decision-making processes. This is an on-site position that requires strong analytical skills and attention to detail.

Responsibilities

• Conduct credit and statistical analyses for commercial credit requests.
• Analyze financial statements, cash flow data, tax returns, and other relevant materials.
• Prepare financial spreads and cash flows within acceptable SLAs.
• Calculate financial ratios and maintain knowledge of bank regulations.
• Demonstrate InBank's Core Values in daily work.
• Provide excellent customer service and maintain confidentiality.

Requirements

• Bachelor's degree or equivalent work experience.
• 1+ year of experience in credit analysis or lending activities.
• Basic to Intermediate skills with Microsoft Office Suite and Analysis Software.
• Strong organizational skills and ability to multitask efficiently.

Compensation and Benefits

• Hourly wage range: $20 - $30.
• Annual bonus based on Company Bonus Plan/Individual Performance.
• Medical, Dental, Vision insurance, Disability insurance, and more.
• Vacation, sick leave, and paid Bank Holidays.
• 401(k) with Company match and career training opportunities.